Loan Services

Line-of-Credit Loans

One application will establish an open-end credit line for you to access whenever you wish. Credit lines of up to $10,000 are available, subject to approval. You may link your Line-of-Credit Loan to a Share Draft Checking Account for easy credit access and also for overdraft protection.

Mobile Home Loans

We offer up to 80% financing for terms ranging to 15 years on new mobile homes and up to 7 years on used mobile homes. Our interest rates are competitive and we offer the convenience of payroll deduction or direct deposit for monthly payments.

Mortgage Loans

We offer up to 80% financing for terms ranging from 5 to 25 years on home mortgages. Both fixed and variable rate loans are available for new home purchases and refinancing. Compare our interest rates and fees to see how much you could save on your home purchase or refinancing.

New and Used Auto Loans

Get the best deal possible by getting your loan pre-approved before the bargaining begins. We offer new auto loans with terms ranging from 3 to 6 years. Also, our used car rates and terms are very attractive. To avoid some of the possible pitfalls when buying a used vehicle—such as odometer rollback, salvage or rebuilt titles—we provide a CarFax Vehicle History Report with every used car we finance. We also offer Guaranteed Auto Protection (GAP) Insurance for both new and used vehicles. GAP Insurance covers the difference between the market value of your vehicle and the loan balance in the event of a “totaled” or stolen vehicle. We also offer Route66 Extended Warranty coverage for new and used autos. A Route66 Extended Warranty protects you from expensive mechanical breakdowns and comes with no deductible, 24/7 Roadside Service and is fully transferable.

Personal Loans

Whether for a family vacation, home repairs or bill consolidation, our personal loan programs offer reasonable interest rates, easy terms and convenient repayment with payroll deduction or direct deposit.

VISA® Classic Credit Cards

We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.Need a low-rate, no-gimmick credit card? Our VISA® Classic Card offers a great interest rate and reasonable fees, with credit limits ranging from $500 to $10,000. Let us move your high-rate card balances to our VISA® Classic with no balance transfer fees. Cardholders also enjoy our ScoreCard Rewards program, no-cost travel accident insurance and convenient online account access at EZCardinfo.com.


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