Rates & Fees
Loan Rate Schedule Dividend Rate Schedule Investment Rate Schedule Fee Schedule
Effective as of: 07/01/2021
| Fee Schedule | |
| Account Research - Per Hour | $20.00 |
| ACH DIRECT DEBIT / DEPOSIT | |
| Insufficient Funds | $27.00 |
| Overdraft Protection Transfer | $5.00 |
| Stop Payment Fee | $20.00 |
| Transaction Fee | NONE |
| CREDIT and GIFT CARDS | |
| VISA® Classic Credit Card Annual Fee | $10.00 |
| VISA® Gift Card | $2.95 |
| INDIVIDUAL RETIREMENT ACCOUNTS | |
| Early Withdrawal Fee | $20.00 |
| Maintenance Fee | NONE |
| STAR® ATM CARD - SHARE SAVINGS ACCESS | |
| New Card Fee | $2.50 |
| Overdraft Protection Transfer | $5.00 |
| Replacement Card Fee | $5.00 |
| 3 free transactions per month, $1.00 each transaction over 3 | |
| Maximum monthly transaction fee | $5.00 |
| NOTARY PUBLIC SERVICE | FREE |
| OFFICIAL CHECKS | |
| Copy of a Paid Check | $5.00 |
| Mail Withdrawal | $2.00 |
| Stop Payment Fee | $10.00 |
| SAFE DEPOSIT BOXES | |
| Box Size | Annual Rent |
| 1 1/2 inches x 5 inches | $ 8.00 |
| 3 inches x 5 inches | $12.00 |
| 3 inches x 10 inches | $18.00 |
| 4 inches x 10 inches | $20.75 |
| 5 inches x 10 inches | $24.50 |
| 10 inches x 10 inches | $39.00 |
| 10 1/2 inches x 10 inches | $41.00 |
| Key Replacement | $35.00 |
| SHARE DRAFT CHECKING | |
| Copy of a Paid Draft | $5.00 |
| Debit MasterCard® | $2.50 |
| Debit MasterCard® Replacement | $5.00 |
| Debit MasterCard® Transactions | FREE |
| Monthly Service Charge* | $5.00 |
| Online Bill Pay | Free |
| Overdraft Protection Transfer | $5.00 |
| Returned Draft - NSF | $27.00 |
| Returned Draft - Unpaid | $27.00 |
| Stop Payment Request | $20.00 |
| Temporary Checks (book of 8) | $5.00 |
| *Monthly service charge is waived with a $500 minimum daily balance. Members 55 and over are exempt from monthly service charges. Fee does not apply to Essential Share Draft Accounts. | |
| SKIP A PAYMENT | $25.00 |
| SPECIAL OCCASIONS | |
| Currency Gift Envelopes | FREE |
| STATEMENTS | |
| E-Alerts | FREE |
| E-Statements | FREE |
| Certificate/IRA Activity | $2.00 |
| Loan Activity | $2.00 |
| Share Draft Checking Activity | $2.00 |
| Share Draft Checking Paper Statements (monthly) | $2.00 |
| Share Savings Activity | $2.00 |
| TAX STATEMENT COPIES | |
| Form 1098,1099-INT,1099-R, 5498 | $1.00 |
| TRANSFERS BY PHONE | |
| From Share Savings to Loan | $2.00 |
| From Share Savings to Share Draft | $2.00 |
| VEHICLE PRICING INFORMATION | |
| CarFax Vehicle History Report | $35.00 |
| WIRE TRANSFER | |
| Incoming | $10.00 |
| Outgoing | $20.00 |
| After ninety days, a $100 minimum daily balance is required to avoid a $1.00 monthly service charge on Share Savings Accounts. The charge is waived for members with an active loan account, an active Share Draft Checking Account, or any other share account with a $100 minimum daily balance. | |