Effective 02/01/2012. Subject to change without notice.
Account
Type
Rate
Annual
Percentage Yield
Minimum
Balance
Dividend
Frequency
Regular
Shares
0.15%
0.15%
$100
Quarterly
Junior Shares
0.15%
0.15%
$5
Quarterly
Christmas Clubs*
0.25%
0.25%
$5
Annually
Vacation Clubs**
0.25%
0.25%
$5
Annually
Share
Draft Checking
0.05%
0.05%
$500
Monthly
Elite
Share Draft
0.65%
0.66%
$3,500
Monthly
Club
Accounts
For Christmas and Vacation Clubs,
you pick an amount to
deposit every pay period (weekly, biweekly or monthly). Christmas Clubs begin and end in November. Vacation Clubs begin
and end in June. There is no penalty for
closing your club account early; however, no dividends will be earned.