Effective 04/01/2008. Subject to change without notice.
Account
Type
Rate
Annual
Percentage Yield
Minimum
Balance
Dividend
Frequency
Regular
Shares
0.50%
0.50%
$100
Quarterly
Junior Shares
0.50%
0.50%
$5
Quarterly
Christmas Clubs*
0.50%
0.50%
$5
Annually
Vacation Clubs*
0.50%
0.50%
$5
Annually
Share
Draft Checking
0.25%
0.25%
$500
Monthly
Elite
Share Draft
1.50%
1.51%
$3,500
Monthly
Club
Accounts
For Christmas and Vacation Clubs,
you pick an amount to
deposit every pay period; weekly, biweekly or monthly. Christmas Clubs begin and end in November. Vacation Clubs begin
and end in June. There is no penalty for
closing your club account early; however, no dividends will be earned.
*Anticipated rate. Actual
rate to be determined at dividend date.