Huntington C&O FCU: Loan Rates

Automobile Loans	Term	Annual Percentage Rate
2012 New Auto	Up to 72 Months	4.50%
2012 New Auto	Up to 66 Months	4.25%
2012 New Auto	Up to 60 Months	4.00%
2012 New Auto	Up to 48 Months	3.75%
2012 New Auto	Up to 36 Months	3.50%
2010-2012 Used Auto	Up to 72 Months	4.50%
2007-2009 Used Auto	Up to 60 Months	4.00%
2005-2006 Used Auto	Up to 48 Months	3.75%
2000-2004 Used Auto	Up to 36 Months	4.75%
New Recreational Vehicle	Up to 72 Months	4.50%
New Recreational Vehicle	Up to 84 Months	5.00%
Personal Loans	Term	Annual Percentage Rate
Line-of-Credit	Up to $10,000	11.50%
Signature/Unsecured	Up to 60 Months	10.00%
Signature/Unsecured	Up to 36 Months	7.50%
Signature/Unsecured	Up to 24 Months	6.50%
Signature/Unsecured	Up to 12 Months	6.00%
Visa Classic	Up to $10,000	9.25%
Mortgage Loans	Origination Fees	Annual Percentage Rate
5 Year Fixed Rate	1% Origination Fee	3.50%
7 Year Fixed Rate	1% Origination Fee	3.75%
10 Year Fixed Rate	1% Origination Fee	4.00%
15 Year Fixed Rate (10 year balloon)	1% Origination Fee	4.25%
20 Year Fixed Rate (10 year balloon)	1% Origination Fee	4.25%
25 Year Fixed Rate (10 year balloon)	1% Origination Fee	4.25%
1 Year Variable Rate *	1% Origination Fee	3.25%
*Rate can go no higher than 5.75% or no lower than 3.25% over the life of the loan. Maximum annual rate adjustment is 1.00%
Collateral Loans	Term	Annual Percentage Rate
Certificate Secured	must match certificate term	Certificate Rate plus 2%
Share Secured	30 Days or More	3.15%
New Mobile Home (7 year balloon)	Up to 180 Months	7.00%
Used Mobile Home	Up to 84 Months	7.00%

901 Sixth Avenue * Huntington, WV 25701 * (800)643-5039