Huntington C&O FCU: Loan Rates

Automobile Loans	Term	Annual Percentage Rate
2008 New Auto	Up to 72 Months	6.75%
2008 New Auto	Up to 66 Months	6.15%
2008 New Auto	Up to 60 Months	5.75%
2008 New Auto	Up to 48 Months	5.15%
2008 New Auto	Up to 36 Months	4.75%
2006-2008 Used Auto	Up to 60 Months	6.25%
2003-2005 Used Auto	Up to 48 Months	6.25%
2001-2002 Used Auto	Up to 36 Months	6.25%
New Recreational Vehicle	Up to 72 Months	6.25%
New Recreational Vehicle	Up to 84 Months	7.25%
Personal Loans	Term	Annual Percentage Rate
Line-of-Credit	Up to $10,000	12.00%
Signature/Unsecured	Up to 60 Months	12.00%
Signature/Unsecured	Up to 36 Months	9.50%
Signature/Unsecured	Up to 24 Months	8.50%
Signature/Unsecured	Up to 12 Months	6.50%
Visa Classic	Up to $10,000	10.99%
Mortgage Loans	Origination Fees	Annual Percentage Rate
5 Year Fixed Rate	1% Origination Fee	5.75%
7 Year Fixed Rate	1% Origination Fee	7.75%
10 Year Fixed Rate	1% Origination Fee	8.00%
15 Year Fixed Rate	1% Origination Fee	8.50%
1 Year Variable Rate *	1% Origination Fee	4.25%
*Rate can go no higher than 11.00% or no lower than 4.00% over the life of the loan. Maximum annual rate adjustment is 2.00%
Collateral Loans	Term	Annual Percentage Rate
Certificate Secured	must match certificate term	Certificate Rate plus 2%
Share Secured	30 Days or More	3.50%
New Mobile Home	Up to 180 Months	10.50%
Used Mobile Home	Up to 84 Months	11.50%

901 Sixth Avenue * Huntington, WV 25701 * (800)643-5039